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Payday Loan FAQ

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What is a payday loan?
A payday loan serves as short term financial assistance intended to help people cover their bills or unexpected expenses during a temporary loss of income or a time of financial duress between paychecks. These services are secured against a future source of income such as a paycheck or a government stipend that are deposited directly into your account most likely by the next business day of a completed online form.

How can I qualify?
These are one of the easiest types of advances to qualify for. Just meet the following requirements:

- Have a job or a regular source of income
- Your monthly income is at least $1000
- Have an active checking or savings account
- You are at least 18 years old as well as a United States Citizen
- Other requirements may apply

How long does it take to get my advance?
If approved you could have your money by the next possible business day. Deposit speed may vary from lender to lender, so please ask your trusted representative for more information.

What if my credit is not perfect or I’ve filed for bankruptcy?
When you use Platinum Payday Loan to find a lender (like personalcashadvance.com) for your specific needs, you will find that many of our premier lending partners do not care if you have less than perfect financial history.

Do you charge any sort of form fee?
Platinum Payday Loans online matching service is free of charge. Lenders may charge an application fee or other fees unique to their own loan products. Make sure you ask your lender about their fee structure before you agree to borrow.

Is it safe to apply online?
Yes. Please see our security page for more information on this subject.